CONSENT FORM FOR CIC

In connection with submission of the application for my credit information (“Consumer Credit Information”) offered by licensed Credit Information Companies including but not limited to TransUnion CIBIL Limited (“TUCL”) through Juspay Technologies Private Limited (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

1.  The Company is my lawfully appointed agent and it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and process and use it for displaying loan offers and the Company has granted its consent for being appointed for the aforesaid purpose.
2.  I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
3.  I hereby expressly grant unconditional consent to, and direct, TUCL to deliver my Consumer Credit Information to the Company on my behalf.
4.  I agree that my consent shall be stored by the Company on a permanent basis. I understand that the Company cannot access the Consumer Credit Information for more than 6 months on a single Consumer Consent and the same shall be required to be refreshed every six (6) months. Company can store the Consumer Credit Information only for (i) a limited time period of six months or (ii) till such time the credit information is required to be retained to satisfy the purpose for which it was provided or (iii) until I withdraw my consent to store such Consumer Credit Information, whichever is earlier and thereafter, the stored Consumer Credit Information shall be deleted, purged, expunged by the Company.
5.  I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information, whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company.
6.  I acknowledge and accept that TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard.
7.  I agree that I may be required to record my consent / provide consent electronically and in all such cases I understand that by accepting the Terms of Service of the Company, I am providing "written consent" to Company authorizing Company to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED. I further authorize the COMPANY to obtain such information solely to confirm my identity, display my Consumer Credit Information to me and process such my Credit Information for displaying loan offers. Further in all such cases “By checking this box and clicking on the ‘Next’ button, I confirm my authorization for Company to obtain my Consumer Credit Information.
8.  I understand that in order to deliver the Credit Information Report and/or display loan offers to me, I hereby authorize Company, to obtain my Consumer Credit Information from TUCL.
9.  ormation about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies,. I further authorize Company to retain a copy of my information for use in accordance with Company’s Terms of Use and Privacy Policy.
10.  I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
11.   I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
12.   I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.